Wednesday, December 26, 2012

New ways of watches and financial management

Articles REVIEW:
New ways turn out the financial watch a domestic joined the watch, making alternative financial products categories increased again. In recent years, alternative financial products from many investment products gradually come to the fore, to the works of art from the red wine, white wine, to tea, jewelry, ham, ceramics, watches, etc.. As a greater appreciation of space ...
Watch "roll-out" financial new ways
  Join a home-made watches, making alternative financial products categories increased again. In recent years, alternative financial products from many investment products gradually come to the fore, to the works of art from the red wine, white wine, to tea, jewelry, ham, ceramics, watches, etc.. Investment as a greater appreciation of space, the alternative fiscal popular draw for investors.

Bank launched watches financial products
  The end of last year to early this year, the Agricultural Bank of China jointly Tianjin Seagull watch Sales Group Co., Ltd., Tianjin Trust Co., Ltd., jointly launched the country's first tourbillon watches closely connected to the Agricultural Bank of China 'golden key the Tiangong' Seagull watches benefit the right investment and wealth management products. " Before and after the period of financial products issued a total of 11 products, from single Tuo to double Tuo, female models male models to subscribe starting point from tens of thousands to hundreds of thousands. Investors can buy the financial products the flexibility to choose the product open period financial principal and income obtained in the form of cash or in-kind.
  According to the Agricultural Bank of China's announcement said, the second phase of financial products concentrated maturity on November 16, have achieved the highest gains. The product issue due on November 19. The expected rate of return of 5.1%, the highest expected rate of return of a 5.8%.
  It is understood that the series of financial products Seagull tourbillon watches for investment targets, the financial products will be carried out in accordance with the current market value of the agreed price specified models of watches, watch option to buy the same number of customers after the purchase of the financial products equivalent . Customers successfully handled the purchase financial products will have a closed period of 1-2 months, and then is open the option period During this period, customers can choose whether to extract watches according to the price movements of the watch. Under normal circumstances, if the watch prices higher, the customer can choose one or more lower price in accordance with the original convention only watch the same model, customers not only get the watch value-added benefits, also receive the contracted rate of interest investment interest; watches prices lower, the customer can choose to give up the extraction watches, all of the funds in accordance with the contract interest rate and principal and interest that customers receive the proceeds of bank financing products and avoid the the table price fluctuations brought losses.
  To buy table taking into account consumption, collection and investment
  The industry believes that, in recent years, with the increasing popularity of mobile phones, watches timekeeping function has been weakened significantly in the last five years, but the crowd of domestic investment in high-end watches expansion, mainly due to investment in luxury watches considerable appreciation of the space. Currently, the main types of watches is divided into three kinds of consumer collectable and investment. Consumer watch weekdays generally used to wear watches, unless it is a limited edition of the popular table, otherwise the price is usually all the way down; collectable watches big watches are unique or limited; watch more emphasis on the appreciation of the investment-oriented space. Many people buy watches take into account the state of mind of the consumer, collection and investment.
  Currently, only banks "Fun" watch Investment the community watch wave of investment is also growing risen. Insiders told reporters that many watch investors who actually have existing cognitive system. For example, some well-known brand in China enjoy high visibility, but not all the brand watches will have a high appreciation of space. Investment watch, complex function and precious materials is a need to focus on investment watches considerations. Watches with tourbillon, perpetual calendar and minute repeater complex will increase the space of the appreciation of the watch, another alligator, platinum and other precious materials manufacturing is also well ahead in the appreciation of the space.
  According to the collection industry stakeholders, the Tourbillon represents the highest level of the mechanical watch manufacturing process, has always been known as the "king" in the table, Seagull Group is the largest independent production tourbillon movement watch factory. In recent years, a rare watches Tourbillon doing well to share in the auction collection on the market at home and abroad, the parties are very positive about the appreciation potential of upscale Tourbillon watch collection. But the financial industry also remind investors to maintain a cautious attitude on the new all-round understanding after investment.
  The alternative financial vigilance stir risk
  The experts said that in the case of complex investment environment has not been eliminated, alternative financial products gradually stand out from many investment products. For the emergence of such financial products, ordinary investors can not be too much configuration of these products, because these products are the most susceptible to stir, but also bears more risk.
  CFP Shanghai area Member organizations Honorary Director, Hong Kong-registered financial engineer Zhao Zhimin said, in the alternative financial investor market niche game belongs to the rich. But now, the alternative financial products issued by banks to purchase capital threshold declining, starting capital of ten million, so many wage earners also eager for alternative financial, but then bears the risk muddle. Such as tea, has been speculation to the peak price in 2007, the subsequent decline of up to 70%. Such a subject of the ups and downs, if after the expiration of the expected rate of return can not be achieved, a lot of Pu'er tea to take home to drink one of these years?

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